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About

Tracy is married with 4 sons and 12 grandchildren. She attended American Intercontinental University, studying Business Administration and has always had a passion for helping others.

Life’s lessons have led her into an insurance career that allows her to do just that.

At the age of 33, she learned the importance of health and life insurance the hard way when her mother suddenly passed away.

She had been a Registered Nurse for 30+ years and paid into life insurance policies throughout her employment. When she got sick with cancer and was therefore not able to work and had no life insurance as a result when she passed. The lesson learned early on was “never carry life insurance unless you own the policy yourself and you control it whether you are working or not”.

In 2014 when she was diagnosed with cancer at 38 years old and had never considered life insurance at that age nor supplemental insurance to cover cancer or critical illness.

She has taken these life lessons learned and turned them into a career of serving and helping others to see the importance of insurance coverage before it's too late and within their individual and family budget.

Tracy Arce
NPN: 20332989
Tracy@hlsagents.com
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