Pexels andrea piacquadio 3767517 scaled (1)

Health Insurance

Bridging Health Insurance Gaps

Health & Life Solutions offers short-term health insurance plans designed to help individuals who face gaps in their health insurance coverage. These plans provide coverage for a limited period, usually up to 12 months, and are a good option for those who are transitioning between jobs or waiting for their next health insurance plan to begin. At Health & Life Solutions, we also provide supplemental health insurance options that can help fill in the gaps of your existing coverage, such as dental, vision, and prescription drug benefits. Our experienced professionals can help you find the right insurance solutions that fit your needs and budget.

Does short-term insurance align with my insurance situation?

If you missed Open Enrollment and are unable to apply for Affordable Care Act (ACA) coverage or you’re waiting for your ACA coverage to begin, short-term insurance may be a suitable option for you. Similarly, if you’re waiting to transition to Medicare or turning 26 and coming off your parent’s insurance, short-term insurance could provide you with a temporary solution. Additionally, short-term insurance can be a good choice if you are in between jobs or waiting for benefits to begin at your new job. It’s worth noting that short-term insurance is generally suitable for individuals under 65 who are in good health.
Benefits of short-term insurance

Short term health insurance comes with several benefits that make it a convenient and flexible option during times of change in your life. With short term medical plans, you can enjoy the following advantages:

• Quick coverage, as early as the day after applying

• Choice of deductible amount from various options

• Flexibility in selecting coverage length, ranging from 1 to nearly 12 months in certain states

• No penalty for canceling coverage if you find a more permanent health insurance option

• Possibility to apply for another short term health insurance plan after the first one ends, if required

• Access to a vast network of healthcare professionals.

Contact us today to schedule a consultation and discover how we can help you get the insurance coverage you need.
Ensure your families financial stability with a personalized insurance plan